David and Chana try to track down the actual homeowners in their toxic asset. The toxic asset is made up of 2000 mortgages all over the country. Of those, half—1000 homeowners—are NOT making their payments. They eventually track one down. A retiree named Richard Koenig, who doesn't fit any of their preconceived notions of what a person facing foreclosure would look like. (13 minutes)